A 45-year-old well-educated female COO received a text message from a company offering “nothing to lose” deals. She clicked the link provided, and bingo, they were able to access her credit card account and charged P450,000 on a single purchase. The transaction originated in Sri Lanka which should have been a red flag to the credit card company. But they approved the transaction, didn’t even verify if it was a legitimate purchase. She almost fainted when she saw her statement of account. She reported the transaction but her complaint was denied. The credit card company insisted that it was an authorized transaction. When she requested to have her card cancelled, she was told to pay first her bill in full before they could cancel her card. She’s now talking to a lawyer to file an appeal to the credit card company.
Sad.
I woke up one morning finding several Facebook transactions charged to my Metrobank credit card.
I called and reported the unauthorized transactions. They blocked my card but the next morning, I found similar charges. When I called the Metrobank hotline, the female call center agent said my card had been blocked. But how come more charges were made after my credit card had been blocked? They acknowledged the oversight and reversed the charges.
My suggestion is to use only credit cards issued by companies with real humans answering their customer service number 24/7. When bad things happen to your card, it’s frustrating to complain to an AI.
Hackers and scammers have become more sophisticated due to digital technology. Artificial Intelligence has given them a boost. It makes robbing millions of people easier.
Bad.
Have you noticed these quick money investment schemes advertised on Facebook? They are so enticing. If you are sharp, you can instantly recognize that they are scammers. Where in the world can your P10,000 earn P7,000 in one week? If you see pictures of dollar bills, pictures of humans holding wads of cash, they are screaming to your face and intelligence—– Hey stupid! WE WANT TO SCAM YOU!
Please do not believe what you see. These professional scammers use photos of Warren Buffet, Bill Gates, even Hollywood superstars as FAKE endorsers.
Please beware. Please delete those online ads. Please ignore any investment schemes offered online, by your relatives, friends, own family members, offering big weekly, monthly earnings. You will surely lose your money.
She sold her share of inheritance and place the money in an online investment scheme. In 6 – months, goodbye P500,000. Welcome tears, sleepless nights, depression, and regrets.
Beware also of romantic scams. This 75-year old widow fell in love with a hunk she met on an online dating app. Yes, online dating app. At her age, she was feeling lonely and wanting to have a partner for the rest of her life. Travel the world, cruise, just hold hands in a cold night. She found this 60-year old super handsome, perfectly chiseled body, and entrepreneur guy she thought he was also in love with her.
He convinced her to send $20,000 at first, then long story short, after she had wired $200,000 to him, he erased all his social media profiles and couldn’t be contacted. She was heartbroken. Instead of learning from experience, she signed up again on this love app and found another gorgeous guy. She truly believed the guy loved her. They addressed each other honey, darling, dear, much like how Antonia and her online boyfriends called each other. Ms. 75-year old widow lost some $150,000 on this next guy and still she didn’t learn. She signed up again, and after losing $35,000 to this third guy, only then she began to doubt that maybe she was being scammed.
